Single Euro Payments Area (SEPA) implemented in 2014 for euro area countries and in 2016 for non-euro area SEPA countries for SEPA Credit Transfer (SCT), SEPA Instant Credit Transfer (SCT Inst), SEPA Direct Debit (SDD) Core, SDD Business-to-Business (SDD B2B), One-Leg Out Instant Credit Transfer (OCT Inst) cross border payment in EURO amoung the member countries. Electronic payments are settled same day and paper based payments are settled in two days. Below is the list of SEPA Countries:
| Sr No | Country name | Country Code | EU/ NON-EU Member |
|---|---|---|---|
| 1 | Andorra | AD | SEPA-Non-EEA SEPA Countries |
| 2 | Austria | AT | SEPA-EU/EEA SEPA Countries |
| 3 | Belgium | BE | SEPA-EU/EEA SEPA Countries |
| 4 | Bulgaria | BG | SEPA-EU/EEA SEPA Countries |
| 5 | Croatia | HR | SEPA-EU/EEA SEPA Countries |
| 6 | Cyprus | CY | SEPA-EU/EEA SEPA Countries |
| 7 | Czechia | CZ | SEPA-EU/EEA SEPA Countries |
| 8 | Denmark | DK | SEPA-EU/EEA SEPA Countries |
| 9 | Estonia | EE | SEPA-EU/EEA SEPA Countries |
| 10 | Finland | FI | SEPA-EU/EEA SEPA Countries |
| 11 | France | FR | SEPA-EU/EEA SEPA Countries |
| 12 | French Guiana | GF | SEPA-EU/EEA SEPA Countries |
| 13 | French Polynesia | PF | SEPA-EU/EEA SEPA Countries |
| 14 | French Southern Territories | TF | SEPA-EU/EEA SEPA Countries |
| 15 | Germany | DE | SEPA-EU/EEA SEPA Countries |
| 16 | Greece | GR | SEPA-EU/EEA SEPA Countries |
| 17 | Guernsey | GG | SEPA-Non-EEA Territories |
| 18 | Hungary | HU | SEPA-EU/EEA SEPA Countries |
| 19 | Iceland | IS | SEPA-EU/EEA SEPA Countries |
| 20 | Ireland | IE | SEPA-EU/EEA SEPA Countries |
| 21 | Isle of Man | IM | SEPA-Non-EEA Territories |
| 22 | Italy | IT | SEPA-EU/EEA SEPA Countries |
| 23 | Jersey | JE | SEPA-Non-EEA Territories |
| 24 | Latvia | LV | SEPA-EU/EEA SEPA Countries |
| 25 | Liechtenstein | LI | SEPA-EU/EEA SEPA Countries |
| 26 | Lithuania | LT | SEPA-EU/EEA SEPA Countries |
| 27 | Luxembourg | LU | SEPA-EU/EEA SEPA Countries |
| 28 | Malta | MT | SEPA-EU/EEA SEPA Countries |
| 29 | Monaco | MC | SEPA-Non-EEA SEPA Countries |
| 30 | Netherlands | NL | SEPA-EU/EEA SEPA Countries |
| 31 | Norway | NO | SEPA-EU/EEA SEPA Countries |
| 32 | Poland | PL | SEPA-EU/EEA SEPA Countries |
| 33 | Portugal | PT | SEPA-EU/EEA SEPA Countries |
| 34 | Romania | RO | SEPA-EU/EEA SEPA Countries |
| 35 | Saint Pierre and Miquelon | PM | SEPA-Non-EEA Territories |
| 36 | San Marino | SM | SEPA-Non-EEA SEPA Countries |
| 37 | Slovakia | SK | SEPA-EU/EEA SEPA Countries |
| 38 | Slovenia | SI | SEPA-EU/EEA SEPA Countries |
| 39 | Spain | ES | SEPA-EU/EEA SEPA Countries |
| 40 | Sweden | SE | SEPA-EU/EEA SEPA Countries |
| 41 | Switzerland | CH | SEPA-Non-EEA SEPA Countries |
| 42 | United Kingdom | GB | SEPA-Non-EEA SEPA Countries |